In general, if you are a non-Japanese resident on the Basic Resident Register, and are aged 20 to 59, you must enroll in a public pension. If your employer is covered by the Employees’ Pension Insurance program, or if you are a civil servant, you must enroll in Employees’ Pension Insurance (Kosei Nenkin Hoken). If you are not either of these, you must enroll in the National Pension (Kokumin Nenkin). Enroll at the National Insurance and Pension Division of your local ward or branch office.
(Spouses supported by those enrolled in Employee Pension Insurance should file paperwork with the Pension Office via their spouse’s workplace.)
There are three types of pension payments:
1) Basic Pension for the Elderly: paid to people aged 65 and older who have been enrolled in a public pension for at least 10 years; 2) Basic Pension for the Disabled: paid to people who become sick or injured if the sickness or injury is specified by the terms of the pension; 3) Basic Pension for the Bereaved: if a person on the National Pension dies, this is paid either to their spouse (if the spouse was their dependent and is now taking care of a child or children) or to the deceased’s dependent child or children.
To be entitled to the Basic Pension for the Disabled or the Basic Pension for the Bereaved, you need to fulfill certain payment-related criteria.
For inquires, contact the National Insurance and Pension Division at your local ward or branch office. Note: the Ninoshima Branch Office does not deal with pensions.
Non-Japanese residents who have paid pension insurance premiums for six months or longer but cannot receive the basic pension may be allowed to apply for a lump-sum withdrawal payment after leaving Japan.
Lump-Sum Withdrawal (refunding your pension)
If you leave the National Pension system, you may be eligible to receive a Lump-Sum Withdrawal (Dattai Ichiji Kin). You must fulfill all of the following criteria and apply within two years after leaving Japan.
- Those without Japanese nationality
- Those who have paid National Pension premiums for at least six months
- Those without an address in Japan
- Those who have never had the right to receive pension payments (including disability allowance)
The amount you will be paid depends on how long you paid insurance premiums.
How to request a withdrawal:
After leaving Japan, mail the following to the address below: 1) a Request for Lump-Sum Withdrawal Form (Dattai Ichiji Kin Saitei Seikyu Sho); 2) your pension book;
3) photocopies of the pages in your passport that show the date you left Japan, your name, and your date of birth; 4) documents that indicate the name of your bank and bank account number.
Mail your request to:
Japan Pension Service
Address: 3-5-24 Takaido-nishi, Suginami-ku, Tokyo 168-8505
Tel: 0570-051-165 (for calls made within Japan)
+81-3-6700-1165 (for calls made from outside of Japan)
National Pension premium
If you are enrolled in the National Pension, you must pay the insurance premium. The premium is made up of a fixed premium (teigaku hokenryo) and an additional, optional premium (fuka hoken ryo). They are both flat rates. If it is difficult for you to pay the premium because of reasons such as financial problems, you can apply for partial or total exemption from premiums.